It is crucial for every individual to bear in mind that every person is required by the law to read on credit report every year. Individuals are allowed by the bureaus to read on their credit as long as they have a credit history. By reading on the credit review, people can get to monitor their credit which is essential. With that, we need to keep in mind that by tracking the credit review annually it helps an individual to keep track on record and help to identify in the scenarios where there is theft. For instance, you might get to find out that theft appears in the situation whereby a person may steal the name of other individual together with the social security number which is mainly used to open the particular credit card for the financial accounts. It is thus essential for us individuals to keep on looking for the credit review and be aware of what is happening and if there are cases for theft, then one can prevent it from going on.